A. When it comes to purchasing non-essential items like furniture, appliances, etc. where the item would be over $500, where does that fit into the debt snowball process?
What I have often found is that we consider these items necessary and emergencies. For things like the car going out or an appliance breaking, I would say that is an emergency which should be taken care of by your emergency fund.
But for other things like furniture and non-emergency items, I would encourage you to put these off until you are completely debt free. Just remember, any money that spend on something other than debt means you are basically paying interest on that money.
Attack your debts and worry about buying non-essentials until you are completely debt free.
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